As a credit union member, you can take advantage of the Dell Member Purchase Program. This program entitles you to exclusive savings on select configurations of Dell laptops and desktops.

Call 1-866-257-4711 or visit www.dell.com/cuprogram for more information.

Facebook has made several privacy changes lately.

You should definitely know how to keep your information private.

Click Here For How To Put Facebook On A Privacy Lockdown!

The winners of our 2010 Scholarship Competition are as follows:

• Michael Bell - Westerville South High School
• Krystal Harrison - Centennial High School (Columbus City Schools)
• Catherine Niehaus - St. Francis DeSales High School
• Kyle Troutner - Worthington Kilbourne High School
• Emily Turkal - Grandview Heights High School

Congratulations to all of our winners.

CU Access our 24-hour automated telephone system - has been upgraded & improved.  This upgrade will provide easier navigation and more efficient usage for our members. Please contact us with any questions you may have. Thank you for choosing MidState Educators Credit Union as your financial institution. We are committed to our members and we thank you for your business.

They are Free & Easy! Protect your personal financial information with Electronic Statements. Make the switch today.  Just log in to Home Banking at www.educu.org and choose E-Statement from the transaction choices.

New Supported Browsers for Bill Payment effective September 30, 2009

For Windows End - Users:

• Internet Explorer 8
• Internet Explorer 7
• Firefox 3.5
• Firefox 3.0

For Macintosh Users:

• Safari 4

New Compatible Browsers for Bill Payment effective September 30, 2009

Windows Users:

• Internet Explorer 6
• Chrome

Macintosh Users:

• Safari 3.2
• Firefox 3.5
• Firefox 3

For iPhone Users

• Safari

If you have any questions regarding these updates please contact the credit union.

Now available to our members - MoneyPass surcharge-free ATM network.

MoneyPass is a national surcharge-free ATM network with thousands of ATMs accross the nation. They are conveniently located and easy to access. To find a MoneyPass ATM please click here.

Tips on how to Protect Your Financial ID

It only takes a few seconds to become a victim of financial fraud. But it often takes months to recover.

Armed with discarded credit card receipts, checks, or deposit slips, today's crooks are making unauthorized transactions from victims' accounts, and even opening new--fraudulent--credit card and checking accounts.

There are steps you can take to prevent your identity from theft.

* Examine all your financial statements. Promptly reconcile your monthly share draft account statement. Save check stubs and credit, debit, and ATM (automated teller machine) receipts. Report discrepancies between your records and monthly statements to the appropriate company. Check credit bureau reports at least once a year.

* Limit the paper trail. Store receipts and share draft carbons in a safe place. Or rip them up, especially areas where account numbers are visible. Destroy blank checks from closed-out accounts and expired or unused credit cards. And tear up any credit card receipt carbons.

* Guard your purse or wallet. Thieves often target unoccupied vehicles, unlocked office drawers, and health club locker rooms.

* Protect your personal identification number (PIN). Never keep your ATM PIN in the same place as your card.

* Beware of phone scams. Never give your PIN or any other personal financial information to an unknown caller.

* Check your mail. If you haven't received mail for a few days, you may be the victim of mail diversion fraud. This scam involves a crook forging an individual's signature on a change-of-address form to divert your mail and obtain financial information. If you suspect your address has been changed without your permission, contact the post office.

* Track financial statements. Find out when financial statements and plastic cards are due to arrive. If they're late, contact your credit union or appropriate issuer.

* Protect yourself online. New technology allows online vendors to assure customers reasonable security from online theft. If you doubt the security of the vendor, order the items over the telephone.

* Visit the Federal Trade Commission identity theft Web site (ftc.gov/bcp/edu/microsites/idtheft/) to view a copy of its publication, "Take Charge: Fighting Back Against Identity Theft."

Copyright 2008 Credit Union National Association, Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.

MidState Educators Credit Union offers Health Savings Accounts, a type of deposit account that lets you save tax-free for medical expenses. To be eligible to open an HSA, you must have a high-deductible health plan. Call 614-221-9376 or toll free  1-866-628-6446 for more details.  

Before you go to a check-cashier to borrow the money you need, check out a MidState Educators Credit Union Stretch Pay Loan. $250 initial credit limit, 30-day repayment term, advance must be paid in full before new advance can be made, $35 annual participation fee. $500 credit limit is available after one year of participation, $70 annual participation fee. You must be a member of MidState Educators Credit Union for a minimum of 90 days to qualify for one of these loans. You must also be a member in good standing at the time of application and at the time each advance is made. No minimum credit score is required. The $35/$70 annual participation fee is to be paid with the first advance of each year. The interest rate is 18 % annual percentage rate. Rate and term subject to change.

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