Our Teen Advantage Club account is designed for our members who are between the ages of 13 and 17. To be a member of the Teen Advantage Club you must first open a Primary savings account with a minimum opening deposit of $5 and then you have to deposit $1 into the Teen account. It's that easy!

Benefits of the account are:

• Dividends are paid on every dollar deposited into the account
• Dividend rate is the same as our Primary Savings account
• Custom Advantage account card
• Quarterly newsletter
• Free 24 hour web access and 24 hour CU Access
• 6 months certificate available
  - Minimum opening deposit of $250
  - Maturity at 6 months (regular certificate guidelines apply)
  - At the age of 18 the certificate will transfer over to the primary share account

For members between the ages of 16 and 17
(With qualifying parent or legal guardian)

• ATM card for withdrawals only
• 6 Fee-free Alliance One and Key Bank ATM transactions (1.00 per ATM transaction over 6) per month
• Shared Branching access
• Share secured loans with co-signer
• Visa Credit Card with $500 limit (with qualified co-signer)
• Shared Secure Visa Credit Card. Maximum credit limit is $500 (must pledge a total of $550 to allow balance to go over by 10%)
• Checking Account (with qualified co-signer)
  - Visa Debit Card with checking account
  - First 50 checks free
  - No monthly maintenance fee
  - No interest
  - Detailed monthly statement
• Student Loans Available (Stafford Loans (subsidized and unsubsidized) for students; and PLUS loans for parents)