Before you go to a check-casher to borrow the money you need, check out a MidState Educators Credit Union Stretch Pay Loan. $250 credit limit has a $35 annual participation fee $500 credit limit has a $70 annual participation fee 30-Day repayment term Advance must be paid in full before new advance can be made No check involved You must be a member of MidState Educators Credit Union for a minimum of 90 days to qualify for one of these loans. You must also be a member in good standing at the time of application and at the time each advance is made. No minimum credit score is required. The $35 / $70 annual participation fee is to be paid with the first advance of each year. The interest rate is 18% Annual Percentage Rate. Rate and term subject to change. Apply Online |