Before you go to a check-cashier to borrow the money you need,
check out a MidState Educators Credit Union Stretch Pay Loan.

$250 credit limit has a $35 annual participation fee
 

$500 credit limit has a $70 annual participation fee
 

30-Day repayment term
 

Advance must be paid in full before new advance can be made
 

You must be a member of MidState Educators Credit Union for a minimum
of 120 days to qualify for one of these loans. You must also be a member
in good standing at the time of application and at the time each advance
is made. No minimum credit score is required. The $35 / $70 annual participation
fee is to be paid with the first advance of each year. Requires a $25 savings component on $250 loan and $50 savings component on $500 loan (required share deposit set-aside on / from initial advance, held until loan is paid off in full). The interest rate is 18% Annual Percentage Rate. Rate and term subject to change without advance notice.   

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