Transfer Your Balance Today!

Stop paying those high rates and annual fees on your credit card!

Here at Education First Credit Union, you will not run into any balance transfer fees for switching to one of our credit cards.

Our credit cards have interest rates as low as 8.99% Annual Percentage Rate and by switching you may be eligible for an increase to your total available credit. Our Visa Platinum and Rewards First Visa Platinum cards have no annual fees and offer perks such as our Roadside Dispatch service. Transferring your balance onto one of our credit cards can be extremely useful if you are looking to lower your card’s interest rates and improve your credit health for the new year.

Your financial health is our priority; here are a few tips to successfully transfer your balance to us:
1. Check your current balance and interest rate
2. Pick a balance transfer card that fits your needs
3. Apply for the card to see what you qualify for
4. Contact us to process the balance transfer

1. Check your current balance and interest rate

The goal of a successful balance transfer is typically to lower your interest rate so that you are more easily able to pay off your debt. It is important to know what your rate currently is to see if a balance transfer would be useful.

2. Pick a balance transfer card that fits your needs

Most cards have added benefits like cash-back or redeemable points like our Rewards First Platinum Visa card. Get the most out of your money!

3. Apply for the card to see what you qualify for

Once you have found a card that you would like, apply online or over the phone with one of our representatives to see what you qualify for! If the rate you qualify for is lower than your current rate, it may be beneficial to go through with the balance transfer.

4. Contact the provider to process the balance transfer

If you choose to go with one of our cards, you can contact us over the phone or in-person at one of our branch offices to authorize the balance transfer process. Our representatives are ready and available to help you throughout the entire process!