In observance of Independence Day – Education First Credit Union will have special holiday hours.
Friday, July 3, 2020 open 8:30am – 1:00pm
Saturday, July 4, 2020 All Branches Closed
Mobile, Online, and CU Access are always open.
Education First Credit Union is excited to announce the 2020 recipients of the Credit Union’s annual scholarship program. Each year, Education First awards 5 scholarships of $1,000 each to deserving students. Students are selected based on academic accomplishments, community service and extracurricular activities.
This year’s winners are Joy Ayinde of Centennial High, Angelina Coles of Bexley High School, Rachelle Rogers of Tulane University, Emma Thompson of Central Crossing High School and Justin Wade of Westerville Central High School.
Joy Ayinde plans to attend Ohio State University in the fall, where she wants to double major in Biology and Psychology on a Pre-Medicine track. Ayinde would like to become a Neurosurgeon. She currently volunteers at a local hospital and interns at the Central Ohio Leadership Academy. She created a sorority mentorship group called Girls Auxiliary where older girls mentor younger high school girls. Ayinde was President of her school’s academic club. She was also a Student Government Official and worked as a math tutor.
Angelina Coles of Bexley High School has taken several mission trips to the Dominican Republic, where she helped locals build homes and mentored disadvantaged youth. She is currently an intern at Flying Horse Farms, (a camp for terminally ill children). She played varsity field hockey for her high school this year and sang in the Vocal Ensemble travel choir.
Rachelle Rogers is a freshman at Tulane University, where she is studying Cell and Molecular Biology and Dance on the Pre-Med track. Her current GPA is 3.8 and she is on the Dean’s list. Last year, Rogers graduated from Upper Arlington in the top 10% of her class with a 4.18 GPA. She is a dancer with Columbus Dance Theatre’s Intensive Training Program. She is also a competitive water skier and a camp counselor; leading hikes for kids through Hocking Hills. She volunteers for Young Life, a Chirstine organization for high school students.
Emma Thompson, graduated from Central Crossing High School this summer. In her spare time, Thompson volunteers for the Ohio Special Olympics swim team. She was a peer math tutor at her high school this year and also sang in the school choir. Thompson was a competitive swimmer, a member of the school’s tennis team and ran track and field. Thompson is a member of the Fellowship of Christian Athletes club. Her goal is to become a physical therapist
Justin Wade of Westerville Central High School is a National Honor Society member. He was involved with his school’s Computer Science Club and wants to major in Mechanical Engineering in the fall. He played both Volleyball and Soccer for Central High. He also volunteered as a Junior Mentor. He is a Church Life Youth Group leader and a member of the Boy Scouts.
Congratulations to the recipients! We look forward to seeing all your great future achievements!
To this date, Education First has awarded over $160,000 in scholarships for local students.
Enterprise Car Sales brings more benefits, more value and more resources to our members! Great Used Cars – and great financing from Education First Credit Union!
SPECIAL – Purchase a car from Enterprise, and finance with Education First – you can earn up to $250! Contact us for details! Some restrictions apply.
Q: I’ve been laid off from my job, and I’m struggling with my next step. I’m trying to remain positive and to see this as an opportunity, but it hasn’t been easy. On a practical level, how can I use these circumstances as a stepping stone for growth?
A: Losing a job, whether due to the economic fallout of COVID-19 or for a different reason, is never easy. Choosing to view this time as an opportunity instead of a crisis is commendable and will likely have positive long-term effects on your career path.
Let’s take a look at some practical steps you can take as you embark on a new direction in your life.
Take a giant step back
Before making any efforts to find a new job, take a moment to look at where you stand career-wise. Did you feel trapped at your old job, or were you truly happy? Where do you want to go next? Would a complete pivot really be in your best interest, or would you do better with just a small career shift, such as a change in position within the same field?
Here are some questions you can ask yourself to help you gain clarity on your future career path:
If you have trouble answering some questions, you can do this quick thought exercise: Close your eyes, breathe deeply until you are fully relaxed and try to let your mind float freely. Picture yourself waking up in the morning and going off to your dream job. What job is it? Your subconscious might just help you out here.
Narrow down your choices
Once you have some idea of what you’d like to do now, jot down your job options and review them carefully. Which of these choices is really best for you? Narrow down your list until you have less than five options.
Consider these factors as you work through the list:
If you’ve chosen to use this opportunity to realize your dream of opening your own business, stop by Education First to learn about the unique products we have available to help you achieve your goal.
Build a killer resume
Your resume is your passport to that dream job. Make yours stand out from the pack by polishing it until it truly shines.
Creating a brilliant resume is going to take some work, but you don’t have to go it alone. You can download a basic resume template from Resume Gig, My Perfect Resume or Resume Now. You can also hire a professional resume writer. It’s not cheap, but if you’re looking for a managerial job, it can be vital.
As you work on your resume, make sure to include all the basics, including your complete educational background, full career history and a select few references who can vouch for your skills and reliability. It’s also a good idea to highlight accomplishments, such as projects or campaigns you’ve initiated, led and/or successfully completed at your previous place of employment. Triple-check the spelling and grammar and have a friend look it over to provide some feedback before submitting your resume to a potential employer.
Network and job-hunt
The easiest way to land a dream job is to already have a foot in the door of a company. A friend or family member who knows of a perfect position can help you out here, but only if they know you’re looking for a job. Spread the word to everyone you know. Share your resume with anyone you reach out to so they have a better idea of your career choices. Social media can be a big help here, too, giving your messages a wider spread. Tell them about the kind of job you’re seeking and ask if they know of any open positions that might suit you. They can also help out by providing contacts who can lead you in the right direction. Follow up every few weeks to remind people that you’re still job-hunting.
If friends and family can’t help you out, you can also look up available positions in your chosen field and pursue them directly. Online job boards like Indeed.com and Careerbuilder.com can be a great place to start your search.
Finding that dream job can take several weeks or even several months. You may want to use this time to build up your skills by investing in a course or a lecture series given by a professional in your chosen field.
Hopefully, your efforts will soon pay off and you’ll find that dream career. In a few years’ time, you may look back at your present unemployment and begin to truly appreciate it for the blessing that it was.
Your Complete Guide to Safe and Comfortable Face Covering
Face coverings have become an essential wardrobe component for people all over the country (and world) as we continue to adapt to life during the coronavirus pandemic. Fortunately, complying wearing a mask doesn’t need to translate into ongoing discomfort.
Here’s how to comfortably wear your face coverings without compromising on safety.
The elastic ear loops on my face mask irritate my ears. Can this be helped?
Face masks may be a new wardrobe addition for many Americans, but lots of healthcare workers have been wearing them for years. Irritated ear loops are an old problem for these workers, so they’ve come up with all sorts of solutions, from specialty products to creative hacks, all designed to make wearing face masks more comfortable.
One such product is the “ear saver,” a double-sided clip that’s worn behind the head with four different hook levels. Loop the elastics on the hook that best fits your head to relieve the pressure on your ears. Ear savers are available on Etsy for just a few dollars.
You can also try sewing a pair of buttons onto a headband or sweatband to use in a similar fashion. Measure the placement of the buttons carefully, placing them at the right spot to hook the elastic loops of your face mask.
Another DIY option is to attach buttons to the sides of a baseball cap. Here, too, be careful to place the buttons in the exact spot for your ear loops.
I wear eyeglasses, and when I put on a face covering, my breath fogs up the lenses and makes it difficult to see. Is there any way around this?
Fogged-up lenses have been a common complaint among eyeglass wearers in recent weeks. Luckily, there are several solutions to this problem.
First, try to tighten your covering. Dr. Richard Martinello, professor of infectious diseases at Yale, says a tighter fit will prevent air from escaping your mask and fogging up your glasses.
You can also try adjusting where your mask sits on your face. Lowering the mask should lower your breath exhaust so it can’t fog up your glasses. Be sure to keep most of your nose and your entire mouth covered.
Some other solutions to the clouded-up glasses problem include using a commercial anti-fogging spray or using a thicker fabric for your homemade face covering so less air escapes your mask.
According to a report from the Annals of the Royal College of Surgeons of England, before wearing a face mask, people should wash their glasses with soapy water, shake off the excess and then allow the lenses to air-dry.
“Washing the spectacles with soapy water leaves behind a thin surfactant film that reduces this surface tension and causes the water molecules to spread out evenly into a transparent layer,” the article states.
The easiest solution to prevent the warm, moist air of your breath from hitting your glasses is to place a folded tissue between your mouth and the mask. Also, make sure the top of your mask is tight and the bottom looser, to help direct your exhaled breath away from your eyes.
If you’re using a mask with ties, make a tighter fit by criss crossing the ties so that the top ties come below your ears and the bottom ties go above.
How often do I need to wash my cloth face covering?
The CDC does not provide specific guidelines for how often face coverings should be washed, only advising that they be washed routinely depending on frequency of use. The organization also recommends that cloth masks should be made of machine-washable materials.
Do I need to wear a face covering every time I leave my house?
The CDC has recommended that all Americans wear face coverings when out in public. Some states, including Connecticut, Pennsylvania and New York, have turned this advice into law, with penalties issued to those who are non-compliant. Even in states where face coverings are law, they are not required to be worn every time people leave their home. In general, face coverings are recommended (or required) in public areas where social distancing is impossible to adhere to at all times, like a grocery store.
It’s best to use common sense in determining where exactly you need to wear a face covering. For example, if you live in a suburban area with lots of space between houses, you likely do not need to wear a mask when going for a jog around the block. On the flip side, if you live in an apartment building in a densely populated area, you may need to cover your face every time you leave your apartment.
What do I need to know about the proper way to wear a mask?
Wearing a face covering the wrong way can be worse than not wearing one at all. A covering can give you a false sense of security, and you will likely allow yourself to get closer to people when you are wearing one, whether by conscious decision or unconscious choice.
The primary purpose of wearing a face mask is to keep viral aerosols from entering and exiting your respiratory pathway through your nose and mouth. Consequently, it is crucial that your mask covers your nostrils and your entire mouth at all times. A tight fit that allows for breathing is equally important.
Another common mistake made by mask-wearers is the improper removal of the masks. The CDC advises people not to touch their eyes, nose and mouth when taking off a face covering. The organization also urges people to wash their hands immediately after removing a mask.
7 Ways to Celebrate Earth Day at Home
Beware of COVID-19 Cure Scams
As the coronavirus pandemic continues to sweep across the planet, the race to find a cure has taken on desperate urgency. Pharmaceutical companies and researchers around the world are scrambling to find a way to stop the virus and to immunize people against becoming infected.
Unfortunately, scammers have recognized an opportunity to rob innocent victims of their money while giving them false hope for defeating the virus. The FBI is warning of a surge in COVID-19 cure scams in which criminals peddle an alleged vaccine or treatment for coronavirus. Scammers are also claiming they can disinfect a home and all surfaces against the lingering virus after a family member was infected.
“The last thing the American people need, in the middle of this pandemic, is criminals trying to take advantage of them and profit off their concerns,” FBI Director Chris Wray said.
Here’s all you need to know about these scams:
How the scams play out
There are several variations of coronavirus cure scams, most of which profit off the fear and panic of those who are already infected by COVID-19 and people who are fearful of contracting the virus.
One such scam involves a bogus website allegedly selling a vaccine against the novel coronavirus. In one instance, during the last weekend of March, 2020, a federal court ordered the shutdown of a website, “CornavirusMedicalKit.com.” The spammy site offered visitors a vaccine kit to protect against the coronavirus for just a nominal shipping fee of $4.95.
“In fact, there are currently no legitimate COVID-19 vaccines and the WHO (World Health Organization) is not distributing any such vaccine,” the Justice Department said about the website.
In another scam, victims receive a phone call in which a recorded voice offers to send them a free testing kit for the coronavirus. The victim need only pay the shipping charges for these testing kits — which, of course, are worthless. The Federal Communications Commission (FCC) released several samples of these calls to raise awareness and alert the public about their circulation.
In yet another scam, bogus cleaning agencies advertise about their disinfecting and sanitizing services, claiming they can eradicate the virus from patients’ homes.
“For only $79 our highly trained technicians will do a full air duct cleaning and sanitation to make sure that the air you breathe is free of bacteria,” a voice on one of these calls says.
Unfortunately, after making a payment for the service, the victim will never hear from the agency again. In another variation, the “cleaning agency” will show up at the victim’s home, and perform a rudimentary cleaning using a simple solution of ordinary soap and water, which does little to disinfect against a lingering virus.
How to spot the scams
The coronavirus cure scams are fairly easy to spot. With just a bit of awareness and the knowledge of some basic information about COVID-19, you can recognize a scam and keep yourself safe from being victimized.
First, as mentioned, there is currently no approved vaccine or cure for the novel coronavirus. When a vaccine and cure do become available, it will likely make national headlines. You won’t first hear of it through a robocall. If a company reaches out to you trying to sell you a vaccine or cure, you’re likely looking at a scam. Hang up and don’t engage further.
Similarly, there are no FDA-approved at-home tests for the coronavirus available for the public. If a company tries to sell you one, it is likely a bogus test that won’t tell you if you’re actually infected by the virus or not.
Finally, if you or a member of your family has tested positive for COVID-19 and you’d like to sanitize your home from all traces of the virus, there’s no need to call a cleaning agency. You can do it yourself by following the CDC’s guidelines for disinfecting your home and all surfaces from the virus.
Don’t let the pervading fear and uncertainty of the coronavirus pandemic get your guard down. Arm yourself with the information you need to recognize potential coronavirus scams, and keep yourself aware and alert at all times. Stay safe!