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Scholarship Application Available!

Applications for Education First Credit Union’s 2023 scholarship competition are available. Up to five $1,000 scholarships will be awarded. To be eligible, applicants must be a high school senior who will graduate in 2023 and attend an accredited two or four year college or university in the fall of 2023, or a current college student who will be enrolled in an accredited two or four year college or university in the fall of 2023. Applicants must be primary members of Education First Credit Union.

Deadline to submit an application is Saturday, March 11, 2023.

To request an application, stop by one of our offices, call us at 614-221-9376, or email marketing@educu.org or simply click the link below.

Click Here for an application.

Please return your completed application by Saturday, March 11, 2023 to an Education First
Credit Union office or mail to: Education First Credit Union – 510 E. Mound St.,
Columbus, Ohio 43215 ATTN: Scholarship Committee. Or email to: marketing@educu.org
Your completed application must be postmarked or received at our offices by Saturday, March 11,
2023.

Board Member – Call for Candidates

Education First is looking for members interested in serving on our Board of Directors. Our board members are the leaders who help guide the credit union into the future. If you are a member in good standing and you would like to serve as a volunteer board member please request  your application packet by  calling 614-221-9376 ext. 463, stop by one of our branch offices or click here  to print a copy.

Completed packets can be mailed or returned to one of our branch offices.

Mail to:

Nominating Committee Chairperson
Education First Credit Union
510 E. Mound St.
Columbus, Ohio 43215

Applications must be received by October 31, 2022

4 Ways to Stay Financially Fit This Summer

Ahh… summer! The season of flip-flops and sunscreen, of lemonade and baseball. What’s not to love?

Unfortunately, summer can also be the season of overspending for some of us. When the sun is blazing across a cloudless sky and the day stretches on with endless possibilities, purse strings are looser and cards are swiped with abandon. But nothing kills summer fun like a busted budget and a mountain of debt. So how can you stay financially fit this summer?

Keeping your finances intact throughout the summer is possible if you’re ready to plan ahead and make responsible choices. Here are four tips for a financially fit summer.

1. Prepare for a possible change in income

If you’re a freelancer, business owner or get paid per diem, expect to see a drop in income during the summer. Business is notoriously slower across many industries at this time, so it’s best to be prepared for this reality. To avoid dipping into savings or going into debt, trim your discretionary spending and use the extra funds to cover non-discretionary expenses. You can also choose to find a side hustle for the summer to cover the gap in your income.

2. Get your budget summer-ready

Your budget will see some changes in the summertime, and it’s wise to prepare it in advance instead of being caught unaware. Here are some changes you might expect:

• Higher utility bills
• Increase in fuel prices
• Travel expenses
• Increased activities for kids

3. Create a vacation budget 

Build a workable budget for your summer getaway to avoid overspending. Attach a dollar amount for your hotel stay, car rental, food costs, transportation, entertainment and outings as well as any other costs you expect to encounter during vacation.

4. Review and adjust as necessary

Blowing a budget is never an excuse to go all out and overspend without considering the consequences. To avoid falling into this trap, review your budget and your overall spending on a regular basis throughout the summer. Being aware of the state of your finances will make it easier to make responsible choices going forward.

Follow these tips to keep your finances intact throughout the summer.

Your Turn: How do you plan to stay financially fit this summer? Share your tips with us in the comments.