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When should I refinance my auto loan?
Refinancing your auto loan can help bring down your monthly costs or reduce your interest rate. Be sure to crunch the numbers before applying in order to find the best deal for you. Are you unhappy with your current auto loan? Maybe it’s time to consid …
Make 2021 the Year that You Get Out of Debt!
Is one of your 2021 goals to get out of debt? GreeenPath can help! GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life …
What to Expect on Your First Holiday Home as a College Student
Season’s greetings! Or is your holiday spirit more like ho ho hum? It’s the jolliest time of year again, but everything’s different now. Instead of decking the halls with your family and counting down the days until Christmas together, you’ll be headin …
It’s After Halloween, So Let’s Talk Christmas
Football has begun, the leaves are changing, and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at Starbucks, preparing to buy your first Pumpkin Spice …
Take Advantage of GreenPath
As a member of Education First, you have access to free financial counseling through #GreenPath. 🌱 GreenPath is a FREE Financial Wellness program that can help you pay off #debt, create a #budget and #save for your future #dreams. Take advantage of thi …
Happy International Credit Union Day!
Today we celebrate #InternationalCreditUnionDay by reflecting on how Education First Credit Union has helped contribute to a brighter future by providing financial empowerment to people through financial services, education and support.
Money Saving Ideas For Parents
Think that having kids will put a cramp in your style — not to mention your wallet? Well, that’s not always the case. Follow these simple tips and you’ll discover that you can nourish your wallet while also nurturing your family. 1. Avoid impulse buys. …
APR VS Interest Rates
When comparing long-term loans, the interest rate and the annual percentage rate (APR) are often confused. While the interest rate refers to the annual interest expense of the loan, the APR reflects the annual cost of borrowing money from the lender. C …
Why Does My Credit Score Matter?
Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and s …
What’s the Best Way to Use a Home Equity Loan?
Q: With interest rates falling and home prices rising, it seems like a great time to tap into my home’s equity using a home equity loan. What’s the best way to use these funds? A: A home equity loan, or a HEL, can be a fantastic way to source ex …