New and Used Auto Loans (And Other Vehicles)

Getting a great deal on a new or used auto loan is easy!

Young woman purchasing vehicle holding keys.

Getting a great deal on a new or used car is easy if you do your homework. We’ve paved the way to great deals with the wealth of time-tested information as well as the number of buying resources we provide — all designed to save you time and money.

The process is simple:

Get pre-approved for an auto loan. Apply online, through your mobile device, over the phone or visit your nearest branch to discuss loan options.

Visit our Car Shopping Website to research and choose your vehicle. Look up the value of any trade-ins. Research vehicles of interest and find a dealer near you.

Look into add-on options. Discuss options and get a quote to cover you and your investment.

Have the dealer send the purchase order to your Credit Union loan officer.


If you’re currently driving the car of your dreams, but you financed it elsewhere, refinancing your auto (or other vehicle) loan with us can help you save each month. Refinancing with Education First Credit Union can offer several benefits:

  • Lower interest rates
  • Lower monthly payments
  • Add-on options

The process to refinance:

Apply for your vehicle refinance loan today. 

Once you’ve submitted your application, an Education First Credit Union Relationship Officer will follow up with you.

Other loans available include Recreational Vehicles, Watercraft, Tractor Trailer, and Motorcycles.

Current Rates

Loan Calculators

Car Shopping Website