Mortgage Loans

Mortgages and Home Loans are not a one-size-fits-all type of financing.

At Education First Credit Union, we take pride in fitting our mortgage lending products to the specific needs of our members. You will find customized home loan solutions designed by mortgage lenders who understand what best fits your home, life, and budget.

We appreciate your interest in our mortgage services. However, it's important to note that our current offerings do not include investment property mortgage loans.

Purchasing a Home?

Whether you are a first-time home buyer or looking to refinance your current home, the experienced mortgage lenders of Education First Credit Union will tailor a product to meet your needs.

For more information or to start your Mortgage Loan Application, please visit our Mortgage & Home Loan Portal.

Home Equity Loans

Home Equity is the difference between your home's market value and the amount that you owe on your mortgage. You can borrow against your home's equity to fund large projects or major expenses.

Here's how they work.

Home Equity Loan

If you're looking for a home financing opportunity that provides structure, simplicity and convenience, a Fixed Home Equity Loan might be the right choice to meet your needs. This loan option is ideal when you know the total amount of money you need and want to receive this money in a lump sum.

Fixed Home Equity loans can be a solution to a variety of needs. Whether you're looking to spruce up your home, buy a new car, pay for a wedding, or consolidate debt, a Fixed Home Equity Loan can address your individual situation.

A stable monthly payment and fixed rate mean you won't have to worry about changes happening when you least expect them.

Home Equity Line of Credit

A Home Equity Line of Credit is flexible and personalized to your needs, since you can use your loan when you want, where you want, and however you want.

A Home Equity Line of Credit is designed to help you improve your personal liquidity by putting you in charge of ongoing needs. This loan option might be the best fit when you are looking for cash availability when it's convenient for you.

  • Enjoy flexibility - use your loan when you want, where you want, and however you want
  • Tap into a low, variable home equity loan rate that saves you money over the term of your loan

Apply Now for a mortgage or home equity loan