Welcome Home Program

Information for Homebuyers

Smiling Family Carrying Boxes Into New Home On Moving Day

Welcome Home Program*

It just got easier for you to purchase a new home! 

Education First Credit Union works with the Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) to offer our qualifying members Welcome Home Grants.

Welcome Home funds may be used to fund reasonable down payments and closing costs for low and moderate income homebuyers. The Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) offers grants of up to $25,000 for honorably discharged veterans, surviving spouses of military personnel, and active-duty military homebuyers and up to $20,000 for all other homebuyers to assist with down payment and closing costs for income eligible homebuyers through the Welcome Home Program (WHP). Homebuyers must apply and qualify for a mortgage loan. Welcome Home funds are available on a first-come, first-served basis, but only to the extent funds are available through the Federal Home Loan Bank.

Our Real Estate Representatives will be able to answer additional questions about qualifications and grant availability.

For additional information on the Welcome Home Program visit Federal Home Loan Bank of Cincinnati (FHLB Cincinnati)

Please contact the Education First Credit Union Mortgage Team for more personalized information. Education First Mortgage Team

Equal Housing Opportunity Lender / NMLS#811029

*Homebuyers that are eligible for the Welcome Home grant must meet certain guidelines. The WHP is subject to change at any time and without advance notice.