Life happens! Education First Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage Can Help!
Overdraft Coverage Options:
- Overdraft Protection
Links to another deposit account you have at Education First Credit Union (no charge, some restrictions may apply).
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Education First Credit Union.
- Overdraft Privilege
Overdraft Privilege allows you to overdraw your Account up to the disclosed limit for a fee in order to pay a transaction. The Account must be in good standing, and payment of items is discretionary. $33.00 Overdraft Fee per Item.
With Overdraft Privilege you have two options: Standard Coverage and Extended Coverage.
|Transactions Covered with Overdraft Privilege||Standard Coverage
(No Action Is Required)
(Your Consent Required)
|ACH – Automatic Debits|
|Recurring Debit Card Payments|
|Online Bill Payment Items|
|Internet Banking Transfers|
|Teller Window Transactions|
|Everyday Debit Card Transactions*|
*If you choose Extended Coverage, ATM Withdrawals and Everyday Debit Card Transactions will be included with the transactions listed under Standard Coverage.
You must opt-in for Education First Credit Union to pay overdrafts caused by ATM and everyday debit card transactions.
Call us at 614-221-9376
Send us an email at firstname.lastname@example.org