Deposit Rates
Rates effective as of October 1, 2024
Savings Account
Account Type | APY | Dividend Rate |
---|---|---|
Share Savings
Minimum Opening Balance: $5.00 |
0.05% | 0.05% |
Holiday Savings Account | 0.05% | 0.05% |
IRA Savings
Minimum Opening Balance: $5.00 |
0.05% | 0.05% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Min. Balance to earn the stated APY: $200
-
Balance Method: Daily Balance
-
Account Limitations: Account Transfer and Withdrawal Limitations Apply
Checking Account
Account Type | Dividend Rate | APY |
---|---|---|
Dividend Checking | 0.05% | 0.05% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Min. Balance to avoid service fee: $500
- Min. Balance to earn the stated APY: $200
-
Minimum Opening Deposit: $25.00
-
Balance Method: Daily Balance
Certificate
Term | Dividend Rate | APY |
---|---|---|
5 Month Special Rate
Limited Time Only. |
4.554% | 4.65% |
6 Month | 3.928% | 4.00% |
12 Month | 4.025% | 4.10% |
24 Month | 3.687% | 3.75% |
36 Month | 3.542% | 3.60% |
48 Month | 3.445% | 3.50% |
60 Month | 3.348% | 3.40% |
84 Month | 3.251% | 3.30% |
- Minimum Deposit: $500.00
- Dividend Period: Calendar Month
- Dividends Compounded and Credited: Monthly
Money Market
Account Balance | Dividend Rate | APY |
---|---|---|
$1,000.00 – $9,999.00 | 1.490% | 1.50% |
$10,000.00 – $24,999.00 | 1.736% | 1.75% |
$25,000+ | 1.982% | 2.00% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Minimum Balance To Avoid Service Fee: None
- Balance Method: Daily Balance
- Account Limitations: Account Transfer and Withdrawal Limitations Apply
- Minimum Opening Deposit: $1,000.00
- Minimum Balance to Earn Stated APY: $1,000.00
IRA Savings
Account Type | Dividend Rate | APY |
---|---|---|
IRA | 0.05% | 0.05% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Min. Balance to avoid service fee: None
- Min. Balance to earn the stated APY: $200
- Minimum Opening Deposit: $5.00
- Balance Method: Daily Balance
- Account Limitations: Account Transfer and Withdrawal Limitations Apply
IRA Certificate
Term | Dividend Rate | APY |
---|---|---|
5 Month Special Rate
Limited Time Only. |
4.554% | 4.65% |
6 Month | 3.928% | 4.00% |
12 Month | 4.025% | 4.10% |
24 Month | 3.687% | 3.75% |
36 Month | 3.542% | 3.60% |
48 Month | 3.445% | 3.50% |
60 Month | 3.348% | 3.40% |
84 Month | 3.251% | 3.30% |
- Minimum Deposit: $500.00
- Dividend Period: Calendar Month
- Dividends Compounded and Credited: Monthly
Health Savings Account
Account Balance | Dividend Rate | APY |
---|---|---|
$0 – $999 | 0.250% | 0.25% |
$1,000 – $9,999 | 0.499% | 0.50% |
$10,000 – $24,999 | 0.747% | 0.75% |
$25,000+ | 0.995% | 1.00% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Minimum Balance To Earn Stated APY: $1.00
- Balance Method: Daily Balance
Club Savings Account (ABC & Teen)
Account Balance | Dividend Rate | APY |
---|---|---|
$1.00 | 0.05% | 0.05% |
- Dividends Compounded: Monthly
- Dividends Credited: Monthly
- Dividend Period: Calendar Month
- Minimum Balance to Earn State APY: $1.00
- Balance Method: Daily Balance
- Account Limitations: Account Transfer and withdrawal limitations apply.
- ABC Club Account - Maturity on the Member's 13th Birthday.
- Teen Club Account - Maturity on the Member's 18th Birthday.
APY: Annual Percentage Yield