Deposit Account Rates

Deposit Rates

Rates effective as of June 1, 2024

Savings Account

Account Type APY Dividend Rate
Share Savings

Minimum Opening Balance: $5.00

0.05% 0.05%
Holiday Savings Account 0.05% 0.05%
IRA Savings

Minimum Opening Balance: $5.00

0.05% 0.05%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Min. Balance to earn the stated APY: $200
  • Balance Method: Daily Balance

  • Account Limitations: Account Transfer and Withdrawal Limitations Apply

Checking Account

Account Type Dividend Rate APY
Dividend Checking 0.05% 0.05%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Min. Balance to avoid service fee: $500
  • Min. Balance to earn the stated APY: $200
  • Minimum Opening Deposit: $25.00

  • Balance Method: Daily Balance

Certificate

Term Dividend Rate APY
6 Month 4.218% 4.30%
12 Month 4.314% 4.40%
14 Month Special Rate

Limited Time Only. 

4.745% 4.85%
24 Month 4.025% 4.10%
36 Month 3.977% 4.05%
48 Month 3.784% 3.85%
60 Month 3.639% 3.70%
84 Month 3.542% 3.60%
  • Minimum Deposit: $500.00
  • Dividend Period: Calendar Month
  • Dividends Compounded and Credited: Monthly

Money Market

Account Balance Dividend Rate APY
$1,000.00 – $9,999.00 1.490% 1.50%
$10,000.00 – $24,999.00 1.982% 2.00%
$25,000+ 2.472% 2.50%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Minimum Balance To Avoid Service Fee: None
  • Balance Method: Daily Balance
  • Account Limitations: Account Transfer and Withdrawal Limitations Apply
  • Minimum Opening Deposit: $1,000.00
  • Minimum Balance to Earn Stated APY: $1,000.00

IRA Savings

Account Type Dividend Rate APY
IRA 0.05% 0.05%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Min. Balance to avoid service fee: None
  • Min. Balance to earn the stated APY: $200
  • Minimum Opening Deposit: $5.00
  • Balance Method: Daily Balance
  • Account Limitations: Account Transfer and Withdrawal Limitations Apply

IRA Certificate

Term Dividend Rate APY
6 Month 4.218% 4.30%
12 Month 4.314% 4.40%
14 Month Special Rate

Limited Time Only.

4.745% 4.85%
24 Month 4.025% 4.10%
36 Month 3.977% 4.05%
48 Month 3.784% 3.85%
60 Month 3.639% 3.70%
84 Month 3.542% 3.60%
  • Minimum Deposit: $500.00
  • Dividend Period: Calendar Month
  • Dividends Compounded and Credited: Monthly

Health Savings Account

Account Balance Dividend Rate APY
$0 – $999 0.250% 0.25%
$1,000 – $9,999 0.499% 0.50%
$10,000 – $24,999 0.747% 0.75%
$25,000+ 0.995% 1.00%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Minimum Balance To Earn Stated APY: $1.00
  • Balance Method: Daily Balance

Club Savings Account (ABC & Teen)

Account Balance Dividend Rate APY
$1.00 0.05% 0.05%
  • Dividends Compounded: Monthly
  • Dividends Credited: Monthly
  • Dividend Period: Calendar Month
  • Minimum Balance to Earn State APY: $1.00
  • Balance Method: Daily Balance
  • Account Limitations: Account Transfer and withdrawal limitations apply.
  • ABC Club Account - Maturity on the Member's 13th Birthday.
  • Teen Club Account - Maturity on the Member's 18th Birthday.

APY: Annual Percentage Yield