Please provide all of the requested information. When completed, press Submit to have your application processed. The information on this loan application should be considered unsecure and could be observed by unauthorized parties while in transit. If you do not want to provide all of the information requested on the loan application via the internet, simply call at any time, 24 hours a day to apply for a loan through CUAccess at (614) 221-1136 (dial 8 under the Menu Mode, dial 45 under the Expert Mode).
Complete this section if (1) this is to be a joint account, (2) your spouse/co-applicant will use this account, (3) you live in a community property state (such as CA or NY), or (4) you are relying on the income or assets of your spouse or another person as a basis for repaying the obligation.
Credit disability insurance is there when you may need it most. It is a special insurance coverage on your installment payments if you are disabled. Credit Life Insurance covers your obligations in the event of your death. The credit union will disclose the cost of the premiums to you.
1.) You certify the accuracy of the information given in this application and you will notify the Credit Union in writing immediately if there is any change in your financial condition. It is a violation of Section 1014, Title 18, U.S. Code, to make a false statement or overvalue security for the purpose of influencing the action of any federally insured credit union.2.) You authorize the Credit Union to collect credit and employment information it considers appropriate from time to time. You authorize the Credit Union to give information concerning your credit experience with us to others. You understand and agree that the Credit Union may retain this application and any other information the Credit Union may receive and that you waive your right to confidentiality of your records with the Ohio Bureau of Motor Vehicles (BMV) and authorize the Credit Union to obtain such information from the BMV.3.) You agree that by using or authorizing another to use the Account, you will be bound by the terms and conditions of the applicable Education First Credit Union Inc Truth-in-Lending Disclosure Statement. You hereby voluntarily grant Education First Credit Union Inc a lien on any and all shares (except IRAs) now on deposit with the Credit Union or in the future and if you are in default on your loan(s), including your VISA account(s), you authorize the Credit Union to apply all shares (except IRAs) then on deposit to repay your loan(s) and/or VISA balance.