Smart Money Financial Blog

How to know when it's okay to splurge on name-brand items and when you should save your money with off-brand items.

10 creative ways to save money on your heating bill this holiday season

Learn what steps to take to protect your personal information while shopping online this holiday season.

A concise guide to common tech support scams, how scammers try to gain access or money, warning signs to watch for, and simple steps to protect yourself and report fraud.

Learn how to stretch your budget and stay stress-free this holiday season!

New to crypto? We break down the basics—what it is, how it works, and why people are talking about Ethereum, NFTs, and more. No jargon, just easy-to-understand info.

A complete guide on how to pick the right credit card, manage your spending, and watch your credit score soar.

A beginner's guide to the stock market and investing.

Learn how to spot the warning signs of an online gambling problem and how to protect your money.

Looking to build better money habits? Learn how the 50/30/20 budgeting rule can help you manage your spending, save smarter, and reduce financial stress. Education First Credit Union and Banzai have the tools to guide you every step of the way.