Refinance and Earn Up to $500 - Education First Credit Union

Transfer your auto, RV or motorcycle loan for low rates and flexible terms and defer your first payment up to 90 days!

A $200 cash bonus will be paid to members whose refinanced auto loan is $5,000 - $14,999, or a $500 cash bonus will be paid to members whose refinanced auto loan is $15,000 or more (not included in the loan amount is: ancillary insurance coverage, credit life, credit disability, GAP coverage, depreciation protection, or mechanical repair coverage). The loan is subject to credit, collateral, and underwriting approval. Funds will be deposited into the Primary Share Account within 30 days of loan closing. Education First Credit Union reserves the right to cancel or change this promotion at any time and without advance notice. Auto, RV, and Motorcycle loans currently financed through the credit union cannot be refinanced with this special. The first payment is due within 30 to 45 days of loan disbursal, per the member's preference. Certain credit scores may allow our borrowers the option to defer their first payment for up to 90 days. Finance charges begin when the loan is disbursed, and interest accrues during the payment deferral period. The offer expires on December 31, 2024.